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Lodgers? How foolish she had been to think of taking lodgers! For it had been her doing. Bunting had been like butter in her hands.

Yet they had begun well, with a lodging-house in a seaside place. There they had prospered, not as they had hoped to do, but still pretty well; and then had come an epidemic of scarlet fever, and that had meant ruin for them, and for dozens, nay, hundreds, of other luckless people. Then had followed a business experiment which had proved even more disastrous, and which had left them in debt—in debt to an extent they could never hope to repay, to a good-natured former employer.

After that, instead of going back to service, as they might have done, perhaps, either together or separately, they had made up their minds to make one last effort, and they had taken over, with the trifle of money that remained to them, the lease of this house in the Marylebone Road.

​In former days, when they had each been leading the sheltered, impersonal, and, above all, financially easy existence which is the compensation life offers to those men and women who deliberately take upon themselves the yoke of domestic service, they had both lived in houses overlooking Regent's Park. It had seemed a wise plan to settle in the same neighbourhood, the more so that Bunting, who had a good appearance, had retained the kind of connection which enables a man to get a job now and again as waiter at private parties.