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The following list gives you a summary of Ripple’s main features:

 Ripple’s token symbol for investors is XRP.

 Ripple’s XRP isn’t mineable. There are no miners whatsoever.

 Coin creation and algorithm processing happen through consensus, not PoW.

 Transaction time can be as little as four seconds.

 Transactions can be made anonymously.

 Ripple isn’t fully decentralized.

 Energy cost per transaction is minor.

Cardano has been hovering around the top five-largest cryptocurrencies by market cap in 2021. As of September 2021, its market cap is around $67 billion, making it the fourth-largest cryptocurrency after Bitcoin, Ethereum, and Tether.

Ethereum co-founder Charles Hoskinson established Cardano in 2015, and successfully launched it in 2017. Hailed as a greener, environmentally friendly alternative to other computational-heavy coins, Cardano’s ADA coin has skyrocketed in popularity. Since its launch, an investment in Cardano has returned over 7,000 percent to its investors.