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In the volume for 1912 Amory was shocked to discover the decrease in the number of bond holdings and the great drop in the income. In the case of Beatrice’s money this was not so pronounced, but it was obvious that his father had devoted the previous year to several unfortunate gambles in oil. Very little of the oil had been burned, but Stephen Blaine had been rather badly singed. The next year and the next and the next showed similar decreases, and Beatrice had for the first time begun using her own money for keeping up the house. Yet her doctor’s bill for 1913 had been over nine thousand dollars.

About the exact state of things Mr. Barton was quite vague and confused. There had been recent investments, the outcome of which was for the present problematical, and he had an idea there were further speculations and exchanges concerning which he had not been consulted.

It was not for several months that Beatrice wrote Amory the full situation. The entire residue of the Blaine and O’Hara fortunes consisted of the place at Lake Geneva and approximately a half million dollars, invested now in fairly conservative six-per-cent holdings. In fact, Beatrice wrote that she was putting the money into railroad and street-car bonds as fast as she could conveniently transfer it.