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The mighty cataract of extravagant ostentation is continent-wide—from Boston to San Francisco. In New York, the high-curving centre of the down-pouring, glittering stream, the spectacle almost passes belief. There is not the least danger of exaggeration in description; the danger is lest they who have not seen with their own eyes may refuse to believe that men and women can be born under the American flag wild enough to indulge in such prodigality and pretense and folly.

A score of years ago there were in New York only a few private houses that could accurately be spoken of as palaces; to-day there are more than two hundred private houses that are indeed palaces in size, in cost, and in showiness; and hardly a week passes without announcement of several new ones of equal or surpassing splendor. Twenty years ago there were not in all so many as a score of palace-like hotels, apartment houses and business buildings; to-day there are more than five hundred of these wonderful structures of marble and granite over iron, each costing, with its equipment, decorations and furnishings, from two to six millions.