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Another master-gate to fortune is abuse of confidence: you persuade men to entrust you with money for one purpose and then use it secretly for a very different end. If you bring off the deal it is your gain. If you drop the money the loss is theirs.

Another royal road is "merger"; another false description; another plain straightforward theft.

All these repose on a sound talent in Fraud, and, in general, so it is in all forms of fortune-getting, save in the highly specialised craft or mystery of blackmail. Upon cheating all honour, and therefore all happiness, depends. It is wealth so made which (save for those who inherit wealth and who are securely tied up as well) determines the position of a man to-day among his fellows.

Well, what trace is there of this great truth in the curriculum of our schools? It is entirely neglected! I admit that pomposity, which is a necessary element in all success, is indirectly taught. I admit still more freely and fully that the spirit of falsehood is taught as a sort of general subject, but I maintain that swindling as a particular subject is not taught at all, and even the most elementary forms of it, with which every boy ought to be acquainted in his early 'teens, come upon him with a shock when he is already a young married man launched in life and, as the phrase goes, battling with the world.